Archives for December 2010
Actual Cash Value
A method of loss reimbursement for damage caused by an item covered by insurance. Sometimes interpreted as fair market value, actual cash value represents the cost to replace the damaged item with new property of like kind and quality, minus depreciation. This method of payment dictates only partial reimbursement due to use, age or wear [...]
The Golden Life Insurance Lead
So, is there a life insurance lead made of gold? Of course not. The title is simply a reference to the amount of money, or business, that a single lead could generate for you. Sometimes, many agents fail to see the actual value of a lead. If we were to give someone a great offer, [...]
What Frank and I talked about last night
I saw the movie Saving Private Ryan last night for the second time since it came out twelve years ago. I watched the movie with my son in law Frank who had never seen the movie before. At one point a commercial came on, we were watching it on broadcast television, Frank and I started [...]
Do We Need Life Insurance Sales Leads?
A simple answer to the question of whether or not we need life insurance leads is a loud yes. A better question would be whether or not we should buy those leads instead of trying to generate them ourselves. The truth is that life insurance lead generation is a subject that eludes many agents, as [...]
Tips for Getting Affordable Car Insurance
Getting car insurance should be on the mind of any individual amidst the purchase of their automobile or those who are presently uninsured. Some ways to get quality car insurance coverage and cheap car insurance prices is to buy as much liability insurance as is afforded you. Your only protection in the case that you [...]
Motorcycle 18th Birthday Present
When my son Jack was 5 years old, my brother John bought a motorcycle and rode it to our home for his birthday party. When Jack saw him pull up, his eyes got wide and he rushed over, convinced that it was a birthday present for him. John explained that it wasn’t a gift for [...]
Business Auto Insurance Is A Must
Business auto insurance is well known as insurance for trucks. Vehicles like truck, vans, cars, auto, etc are covered under this type of insurance policy. If you own a business and have vehicles involved in its operation, the need to have the proper cover is essential. You will definitely need commercial auto insurance if you [...]
Tips for Getting the Best Affordable Health Insurance
You don’t have to sacrifice quality coverage for low premiums when shopping for affordable health insurance. Depending upon your medical needs, you may be able to find an insurance plan with reasonable premiums that covers everyday needs like preventative care, doctor visits and prescriptions but has limited coverage for major medical. Alternatively, you may choose [...]
Peace of Mind with Builders Liability Insurance
You have decided to start your own contractor business, and you are excited to become your own boss. You have done your research, and you have everything organized. The one thing that you struggled with is getting Builders Liability Insurance. You did not realize that each plan was different, and you did not know that [...]
Make House Payments When Unemployed
If something happened to your job, what would your family do? Many people have mortgages and this is the number one expense that needs to be paid, even when income is lost. There is an options to acquire mortgage insurance for homeowners. This will pay the cost of the loan/mortgage payments in case of lay-off [...]